Home Loan Calculator Philippines | BDO, BPI, RCBC, PNB | PropertEase
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Home Loan Calculator

Enter your property price, choose your down payment and loan term — see your estimated monthly amortization and the minimum income you need. Compare BDO, BPI, RCBC & PNB instantly.

Property Details
₱
₱500K₱20M
Down Payment Amount
₱
20% of price
Loan Amount
₱
80% of price
Estimated Monthly Payment
₱—
lowest available rate
Minimum Monthly Income Needed
₱—
based on 30% debt-to-income rule
Compare Banks
Get your full amortization schedule — free
We'll email your year-by-year payment schedule and help you compare which of BDO, BPI, RCBC or PNB may offer you the best rate and fastest approval for your income. This service is free to you.
🔒 We'll only use this to send your schedule and help with your loan. Unsubscribe anytime.
⚠️ Sample computation only. Rates shown are illustrative figures for comparison purposes — actual rates and approval depend on the bank and your borrower profile, and change over time. Monthly amortization covers principal and interest only and does not include MRI, fire insurance, or other bank fees. Always confirm directly with the bank for your official quote.
🧾 Next: Closing Cost Calculator → The monthly payment is only half the story — see the taxes & fees you pay on top of the price (or your net proceeds if you're selling).

Ready to Apply? We'll Help For Free.

PropertEase is a licensed real estate brokerage. We can help you compare indicative rates from major Philippine banks (BDO, BPI, RCBC, PNB) — actual rates and approval depend on the bank and your borrower profile. We guide you from choosing the right bank to loan release, at no cost to you.

Our service is completely free to you — no fees or commissions charged to the buyer.